stylized otter character 3d model

Create a stylized 3D cartoon character named Lumi, a cute anthropomorphic otter inspired by cozy social MMO mascots and Club Penguin charm, fully original. Short and chubby body, large rounded head (40% of height), soft silhouette, upright on two legs, small arms and legs. Medium brown fur with cream muzzle, cheeks and belly, rounded ears, small whiskers, fluffy tail and slight hair tuft. Large expressive eyes, black nose and big friendly smile. Playful, innocent and approachable personality. Wearing an oversized blue hoodie with white drawstrings and small white wave logo, plus a green explorer backpack. Style: high-quality stylized 3D, smooth rounded geometry, clean topology, kid-friendly, soft shading, hand-painted or soft PBR textures, no realism or realistic fur. Game-ready, rig-friendly, symmetrical, T-pose or A-pose. Match the reference proportions and personality exactly. Avoid realism, sharp edges, muscular anatomy and horror style.